I had heard on three different occasions that everything was ok, they understood were I was coming from but they hadn’t received anything back that showed they were fake. I had taken a sigh of relief and wasn’t worrying about it until I received the phone call a week later from my bank that they had indeed received a confirmation that the money orders were fake and I was being called into the vice president’s office for confrontation. When I showed up prepared to take control of the situation and handle my responsibilities there sat the local police department. As a person that had never been in trouble I worried about what was going to happen to me. The police officer asked me why I had done something like this when I had never even committed so much as a traffic violation. Trying to explain myself became worse and I continued to cry uncontrollably. They released me because they had no grounds to keep me and three days later the district attorney called me in to talk to me as well. It was at that moment he told me that if convicted and I would be because it was my signature and me at the drive through window that I was looking at a good twenty four years in the state penitentiary. It was at that point I began to pray to god that everything would be ok, that he would just give me a sign that I was not going to jail for good. When I walked out of the DA’s office I ran into the attorney that not only was a DA herself but also helped my husband in a DWI case not long before. She was the answer to my prayers and every day I think god she was walking down the hall. The rest of the proceedings are confidential but not far from a psychiatric evaluation. If I can save anyone’s life with something like this and from someone trying to get money back overseas for the benefit of buying artillery to take out American troops then this is why I send this out. Please be safe this holiday and any other time with predators.

During this time of year or any time of year for that matter more and more people are trying to scam people. There are many people out there that are going through this right now. The one thing that I want to stress to everyone is not to get caught up in something like this. From firsthand experience and not one I talk about often I have been there. I was low on cash and found a job on the internet it sounded great and I was naive at the time. I kept thinking to myself this is awesome I have actually found a stay at home job where I could stay at home and take care of my husband and the house and just be a classic house wife. I gave the company my name and address along with my telephone number. I had corresponded with the gentleman a couple of times after I had heard on the news that people were being targeted with fake checks. I asked the man several times is this a scam and he had continued to tell me no. Pretty soon FedEx arrived and had delivered four United States Postal Service’s money orders. I cashed two money orders at the local bank where I had banked. I took the money orders in they ran them through black light and had passed them handing me the cash and depositing the rest into my bank account. I continued on with everything not worrying about it and I had then seen the devastating news on the TV. Multiple chains of people were targeting people just like me to cash money orders and send them part of the money keeping the rest for them. I began to panic and started calling my bank.

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I really enjoy banking with Wells Fargo. Well, I don’t know if you can really enjoy banking with anyone so I’d better say I like the way they do business instead. I first got an account when I was 20 years old and had never really been on my own financially. I was a little nervous when I first walked through those doors but everyone was really friendly. I signed in, waited a few minutes, and then got to sit down in an office and speak to someone that helped me open my account. She informed me that they had a checking account specifically designed for college students. Perfect! After I signed all the papers, another employee helped to get me set up with online banking. Online banking is the coolest! I’d never seen anything like it. You can see actual checks that were written after they are withdrawn, pay your bills, and even transfer money between accounts all with the click of a button. I know other banks have similar options but I really love the way Wells Fargo’s website is set up. It’s so easy to navigate and I never get confused. Another really neat thing about Wells Fargo is that you can customize your credit card. You can either choose from a variety of pictures they have or you can upload one of your personal pics to the site and have it printed on your card. For almost 4 years now, they’ve never done me wrong so I know I’ll be banking with them for a long time.

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